In our last blog, we discussed three important things to avoid doing when a storm damages your home’s roof. In this post, we will discuss another vital step in the process of repairing your roof after a storm — filing an insurance claim. Insurance can be a lifesaver when it comes to helping foot the bill for roof repairs, which is why taking the right steps to file your claim will be critically important. Our team at Brett Hayse is well versed in handling insurance related roof repairs in Atlanta and we will be happy to help you through every step of the process.
Check out these tips for filing an insurance claim for roof repairs and reach out to our team for assistance at any point.
Get In Touch Right Away
The first thing you need to do is contact your insurance provider. The sooner you do this the better. Letting too much time pass can make it difficult or impossible to file a claim later. Talk to your insurance agent about what your policy specifically covers to get an idea of what costs you will be incurring. Sometimes your policy will cover a full roof replacement and sometimes it will fund part of the repairs. The age of your roof will play a large role in how much of the repairs or replacement costs are covered. Get a clear idea from your insurance company about what they cover so you know exactly how to prepare.
Not only should you get in touch with your insurance company immediately, you should also contact your roofing contractor right away. Schedule an inspection as soon as possible to ensure you can protect your home from further damages.
Start A Folder Or File
Once the storm has passed, take time to document the damages that have occurred. Walk around your property snapping photos and taking notes. We recommend you start a folder where you store all the information about your home’s damages. You can also keep any notes you take when speaking with your insurance company here and any important phone numbers, such as the contact information for your roofing contractor.
Insurance repairs to your roof will go much smoother if you stay organized and can provide documentation easily to your insurance company at any point. Insurance companies operate based off of clear documentation and facts about the claim. They will need detailed information in order to verify your claim. In most cases, your insurance company will send an inspector to your home to investigate your claim further.
Work With An Experienced Roofing Team
Once you have determined how your insurance company can help, be sure you work with a roofing team that has experience with insurance repairs. A roofing company that is well-versed in insurance claims can help answer questions for you along the way and ensure that everything is handled properly.
While filing an insurance claim for roof repairs can seem like a daunting task, our team at Brett Hayse is here to help you every step of the way. We have years of experience handling insurance related roof repairs in the Atlanta metro area and we will be happy to help you navigate the insurance process. Whether you have already contacted your insurance company and know exactly what you need or you are just starting out on this journey, we are here to assist you. We will be happy to provide you with a thorough inspection to ensure you know exactly what damages exist to your roof and we will then work with you to find the right repair solutions to meet your needs.
If you are in need of insurance repairs to your roof, please reach out and speak with our team today about how we can help. We look forward to helping you soon.